In the data analytics society, insurance companies can (potentially) access previously unimaginable amounts of data about consumers, both personal data concerning individuals and statistical data concerning various communities. This chapter asks a provocative question: is this bad? Put in a more...

This essay envisions a “world of fifty facebooks,” where numerous companies would offer interoperable services, similar to the one currently provided by Facebook Inc. As is the case with telephones, where customers of AT&T can call and text those of T-Mobile or Verizon, users of A-Book...

This chapter is about the distributive impact of boilerplate contracts. Specifically, this chapter scrutinizes the role that Consumer Unfriendly Terms (hereinafter “the CUTs”) play in the distribution of wealth and risk in consumer society, including e-commerce. It nuances the view dominant...