role of noncognitive skills and personality traits on an individual's preparation for retirement and financial capability …. In a world where individuals are increasingly asked to take responsibility for retirement preparations and when available … retirement preparation could help effective policy design …

Much empirical research in economics is based on data from household surveys. Panel surveys are particularly valuable … may alter subsequent behavior. We provide novel evidence of survey effects on a central life-cycle choice: household … retirement reduced their non-housing saving rate by 3.5 percentage points, on average. This mean effect is driven by high …

Much empirical research in economics is based on data from household surveys. Panel surveys are particularly valuable … may alter subsequent behavior. We provide novel evidence of survey effects on household financial behavior in a developed … expenditures and needs in retirement reduced their non-housing saving rate by 3 percentage points. The size of the effect is …

-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …

-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking … "peer effect". The unitary model of household decision making can thus be rejected with respect to retirement savings. … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …

better retirement planning. However, relatively little is known about the decision making process for retirement savings … preparation for retirement. This paper investigates the relationship between the financial literacy of members of pre-retirement … more highly correlated with household wealth, particularly real estate, than the financial literacy of individual members …

) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a …

Planning for retirement and subsequent execution of the plan are difficult, but essential for financial security in old …

savings in retirement, this relationship is of increasing importance. We find differences between those people who self …-manage large retirement savings portfolios and those with money in institutional retirement savings funds, with the former …