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delivery and patient outcomes, as well as how these models affect doctors' decision-making based on patients' insurance …, and quality of care. The analysis focused on how financial incentives and patient insurance coverage influenced healthcare … by self-interest, while in salary models, they are guided by patient needs. Within the FFS model, insurance coverage …
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How should intermediaries influence the insurance demand decision? The answer must refer to the interdependence of … essential for the insurance demand decision. Undoubtedly, consumers lack information about certain variables, and therefore … economic determinants and legal duties. Intermediaries potentially guide demand decisions by delivering objective information …
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unpredictable (and unobservable) fluctuations in demand for life insurance as well as changes in risk type (observable) over … whose type turns out to be high risk but low demand renew more of their GR insurance than is efficient due to the attractive …Guaranteed renewability is a prominent feature in many health and life insurance markets. It is well established in the …
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This article studies insurance demand in a two-period framework in which an individual faces risks in both current and … unambiguously reduce risk, and decision makers might demand more insurance when there is a positive loading on the premium than when … the insurance price is actuarially fair. We compare the demand for insurance in our framework with that in a two …
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Using data for a sample of developing and transition countries, this paper estimates the relationship between government spending on health care and education, and social indicators. Unlike previous studies, where social indicators are used as proxies for the unobservable health and education...
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