Le principal objectif de cette recherche etait de virifier comment les biais dans la perception des risques des agents economiques peuvent affecter leurs comportements de securite routiere. Les trois principaux risques etudies sont le risque d'etre arrete suite a une infraction au Code de la...

L'objectif de cette etude est d'analyser les accidents routiers des vehicules commerciaux motorises (entreprises de transport par camions et par autobus). Nous voulons particulierement verifier comment les activites de prevention routiere des proprietaires et des conducteurs affectent les taux...

We study the effect of riskiness on optimal portfolio. As discussed by Levy (1992), the main drawback of the standard model witg ine decision variable and one risky asset developed over the last twenty-five years, following the contributions of Rothschild and Stiglitz (1970,1971) and Hadar and...

In this paper, we propose an empirical analysis of the presence of adverse selection in an insurance market. We first present a theoratical model of a market with adverse selection and we introduce different issues related to transaction costs, accident costs, risk aversion and moral hazard. We...

We discuss how to detect the informational content of household decisions among the explanatory variables of econometric models. Two applications to the choice of automobile insurance contracts and the demand for life insurance are provided. We show that the information provided by additional...

Le but de cet article est d'isoler les diterminants qui expliquent significativement les decisions de gestion des risques des entreprises non financieres. Nous appliquons le modele a des entreprises minieres en Amirique du nord. La variable aleatoire considiree est le prix de vente d'une once...

Recently, Caballi and Pomansky (1996) proposed a formal definition of mixed risk aversion and characterized stochastic dominance in presence of such utility functions. However they did not study comparative mixed risk aversion. In this note we give a sufficient condition for analytic comparative...

The goal of this study is to develop a tool to aid insurance company adjusters in their decision making and to ensure that they are better equipped to fight fraud.

In this paper we show how a shift in a return distribution affects the composition of an optimal portfolio in the case of one riskless asset and two risky assets. We obtain that, in general, such a shift modifies the composition of the mutual fund. We also show that the separating conditions...