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This paper focuses on a novel phenomenon — mobile banking diffusion — to illuminate unresolved questions: whether rivalry and market structure affect the diffusion of a new technology, and if so, under what conditions. Using a unique, hand-collected dataset from the iTunes Store for...
Persistent link: https://www.econbiz.de/10013035127
innovative financial products to their customers. In this paper, we survey the issues related to innovation and competition in …Over the recent years, the development of Internet banking and mobile banking has had a considerable impact on … competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to …
Persistent link: https://www.econbiz.de/10014131466
Over the recent years, the development of mobile banking and Internet banking has had a considerable impact on … competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to … operate in retail payments and compete with banks for deposits. Several Internet Service Providers or large retailers have …
Persistent link: https://www.econbiz.de/10013046197
How can competition enhance bank soundness? Does competition improve soundness via the efficiency channel? Do banks … through which competition contributes to bank soundness. In a final examination of banks' heterogeneous responses to … heterogeneously respond to competition? To answer these questions, we exploit an innovative measure of competition [Boone, J., A New …
Persistent link: https://www.econbiz.de/10013141376
Peer-to-peer lending marketplaces are a phenomenon in great expansion in the USA and Europe. These Online platforms build an example of two-sided market as they try to attract and match lenders and borrowers, while facing the trade-off between increasing the volume of intermediated transactions...
Persistent link: https://www.econbiz.de/10012987986
Persistent link: https://www.econbiz.de/10011350650
stress that competition and regulatory authorities should take seriously the potential trade-off between market power effects …
Persistent link: https://www.econbiz.de/10011659539
In this paper, we study the development of mobile payments as an innovation in developed countries. In particular, we …
Persistent link: https://www.econbiz.de/10013070158
In this paper, we provide a definition of mobile payments and we analyze the markets that could be targeted by mobile payment service providers, both in developed and in developing countries. Focusing on the case of developed countries, we introduce five cooperation models that have emerged or...
Persistent link: https://www.econbiz.de/10013068228
stress that competition and regulatory authorities should take seriously the potential trade-off between market power effects …
Persistent link: https://www.econbiz.de/10012953486