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In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending in … a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative … domestic banks. Our results are important from a policy perspective, as they show that foreign bank entry and industry …
Persistent link: https://www.econbiz.de/10012967824
In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending in … a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative … domestic banks. Our results are important from a policy perspective, as they show that foreign bank entry and industry …
Persistent link: https://www.econbiz.de/10013049028
investigate the reasons for this lack of engagement in SME lending by interviewing the chief executives of five credit unions in … assigning a greater role in SME lending. It is too early to say whether credit unions can play a significant role in SME lending … SME lending ecosystem …
Persistent link: https://www.econbiz.de/10013016825
SME lending. The degree of banks' centralization is also approximated by the spatial concentration of bank employees and …
Persistent link: https://www.econbiz.de/10010380686
crisis. For identification, we use matched bank-firm level data, covering mainly small and medium-sized firms in Eastern … performance; especially when single-bank, small or with limited tangible assets. Moreover, firms in countries with lower financial …
Persistent link: https://www.econbiz.de/10013035354
We study the effect of financial distress in foreign parent banks on local SME financing in 14 central and eastern … by the following types of bank financial distress: 1) low equity ratio; 2) low Tier 1 capital ratio; and 3) losses on …
Persistent link: https://www.econbiz.de/10013143334
We study the effect of financial distress in foreign parent banks on local SME financing in 14 central and eastern … by the following types of bank financial distress: 1) low equity ratio; 2) low Tier 1 capital ratio; and 3) losses on … crunch ; financial crisis ; bank lending channel ; business lending …
Persistent link: https://www.econbiz.de/10003973496
crisis. For identification, we use matched bank-firm level data, including many small and medium-sized firms, in Eastern … have a relationship with an internationally-borrowing domestic or a foreign bank (as compared to a locally-funded domestic … bank) suffer more in their financing and real performance. Single-bank-relationship firms, small firms and firms with …
Persistent link: https://www.econbiz.de/10013078687
in accessing funds in the Covid-19 pandemic period. Then are ties between relationship bankers and SME borrowers a case … of ‘true love’ or rather are the parties more akin to ‘fair-weather friends’? Data from the UK SME Finance Monitorfrom … acquisition of bank credit pre-Covid-19 but was oflimited influence in post-Covid-19 lending behaviour. Banks treated SMEs that …
Persistent link: https://www.econbiz.de/10012632152
We test whether rural versus urban location, and the amount of social capital present in those locations, influence the performance of Small Business Administration (SBA) 7(a) loans originated between 1984 and 2012. On average, we find that rural loans are about 11% less likely to default than...
Persistent link: https://www.econbiz.de/10012254569