SaveUSA, a pilot program in New York City, Newark, San Antonio, and Tulsa, offers a matched savings account to low-income tax filers, building on the opportunity presented by tax-time refunds, especially the Earned Income Tax Credit. This 12-page brief offers early implementation findings

SaveUSA encourages low- and moderate-income people to set aside money from their tax refund for savings by awarding a 50 percent match to successful savers. After 42 months, the program had sustained its earlier effects, increasing both the percentage of individuals with nonretirement savings...

A random assignment study shows that participants in CEO's transitional jobs program were less likely to be convicted of a crime, to be admitted to prison for a new conviction, or to be incarcerated for any reason in prison or jail over the first two years. The program also had a large but...

Today's financial institutions perform activities ranging from banking to securities underwriting and from asset management to insurance services. In this rapidly changing environment, conglomerates dominate the financial industry and financial market con-ditions play a significant role....