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Effect of perceptions and behaviour on access to and use of financial service : evidence from South Africa
Annim, Samuel Kobina; Arun, Thankom; Kostov, Philip - 2012
This study investigates the effect of financial perception and behaviour on; (a) general accounts and services, (b … three estimations support the hypothesis that financial perception has a greater effect on the decision to access and use … behaviour is greater than financial perception when making decisions on the take-up and use of investment financial services. It …
Persistent link: https://www.econbiz.de/10009675520
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Effect of perceptions and behaviour on access to and use of financial service: Evidence from South Africa
Annim, Samuel Kobina; Arun, Thankom; Kostov, Philip - 2012
This study investigates the effect of financial perception and behaviour on; (a) general accounts and services, (b … three estimations support the hypothesis that financial perception has a greater effect on the decision to access and use … behaviour is greater than financial perception when making decisions on the take-up and use of investment financial services. It …
Persistent link: https://www.econbiz.de/10010291318
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Effect of Perceptions and Behaviour on Access to and Use of Financial Service: Evidence from South Africa
Annim, Samuel; Arun, Thankom Gopinath; Kostov, Philip - Institute for the Study of Labor (IZA) - 2012
This study investigates the effect of financial perception and behaviour on; (a) general accounts and services, (b … three estimations support the hypothesis that financial perception has a greater effect on the decision to access and use … behaviour is greater than financial perception when making decisions on the take-up and use of investment financial services. It …
Persistent link: https://www.econbiz.de/10010766375
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Remittances, banking status and the usage of insurance schemes
Crayen, Dorothee; Hainz, Christa; Ströh de Martínez, … - 2010
Empirical evidence that migrants send home more remittances after disasters raises the question of whether remittances can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a unique data set on the usage patterns of financial services...
Persistent link: https://www.econbiz.de/10003983213
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Remittances, Banking Status and the Usage of Insurance Schemes
Crayen, Dorothee - 2013
Empirical evidence that migrants send home more remittances after disasters raises the question of whether remittances can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a unique data set on the usage patterns of financial services...
Persistent link: https://www.econbiz.de/10013094542
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Disruptive Innovations or Enhancing Financial Inclusion : What Does Fintech Mean for Africa?
Alade, Isa; Kavame Eroglu, Zehra G. - 2022
Despite the rise of investments in fintech, financial services in Africa remain inaccessible to a large segment of the population, particularly to vulnerable groups including women. However, with uniquely designed fintech products and suitable regulations, there is now a chance to provide...
Persistent link: https://www.econbiz.de/10013491818
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An Examination of Financial Attitudes, Behaviors and Influences Towards Banking Services : A Pathway to Financial Inclusion (A Case Study at Syndicate Bank)
Prabhu, Divya - 2017
Financial Inclusion plays a major role in the progress of every nation and for a country like India where Banks are the significant players in the field of socio-economic development, this industry should concentrate the most on financial inclusion to eradicate financial elimination. To Study...
Persistent link: https://www.econbiz.de/10012954664
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"Delangokubona" and the distribution of rents and opportunity : an exploration of tensions over race-based policies of redress and redistribution in South Africa
Cawe, Ayabonga - 2022
Capital spending on infrastructure presents a significant counter-cyclical tool, however contested it might be in a society as unequal as South Africa. The history of racial capitalism, racebased exclusion from economic participation, and an enduring political economy based on the concentration...
Persistent link: https://www.econbiz.de/10013260025
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Usage of financial services in South Africa : perceptions matter
Kostov, Philip; Arun, Thankom; Annim, Samuel Kobina - 2013
specification to examine the effect of financial perception. Our results suggests that after controlling for endogeneity of choices … of financial perception however reduces and gradually disappears as one moves up the financial access ladder towards more …
Persistent link: https://www.econbiz.de/10010201254
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"Even" after access to financial services? : ricocheting gender equations
Arun, Shoba; Annim, Samuel Kobina; Arun, Thankom - 2016
The paper focuses on women's financial behaviour in their use of higher order financial services in Ghana and South Africa, inviting a gendered and social analysis of deconstructing financial behaviour. Women in South Africa are more likely to use general financial products than in Ghana, though...
Persistent link: https://www.econbiz.de/10011518019