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One aim of post-crisis monetary policy has been to ease credit conditions for borrowers by unlocking bank lending. We … find that bank equity is an important determinant of both the bank's funding cost and its lending growth. In a cross …-country bank-level study, we find that a 1 percentage point increase in the equity-to-total assets ratio is associated with a 4 …
Persistent link: https://www.econbiz.de/10012995164
In June 2022, the Federal Reserve started reducing the size of its balance sheet, which had expanded to just under $9 trillion in response to the COVID-19 pandemic. However, whereas banks' reserves at the Federal Reserve have decreased, the investment of money market funds (MMFs) at the Federal...
Persistent link: https://www.econbiz.de/10013465412
debt since the crisis.Against this background, Bank Negara Malaysia and the Bank for International Settlements (BIS) co … approved by the Asian Consultative Council of central bank Governors in February 2015. The conference brought together senior …
Persistent link: https://www.econbiz.de/10012959609
This paper analyzes the impact of US firms’ equity risk on bank lending standards and on the macroeconomy for two … an increase in firm risk on bank lending standards and the economy are amplified in a recession compared to an expansion. …
Persistent link: https://www.econbiz.de/10013462030
In the pre-democracy world, people living in monarchies chanted "long live the king!" as they saluted the monarch (the existing or the new). Now the U.S. government is chanting “long live the dollar!” but the voices of its biggest supporters like-minded allies are more tranquil than...
Persistent link: https://www.econbiz.de/10014254345
I exploit variation in the adoption of disclosure and supervisory regulation across U.S. states to examine their impact on the development and stability of commercial banks. The empirical results suggest that the adoption of state‐level requirements to report financial statements in local...
Persistent link: https://www.econbiz.de/10012921156
Credit risk stands out as the most detrimental risk to which Banking business is exposed to. Co-operative banks which have proved to be vessels of rural development and financial inclusion, have been susceptible to credit risk throughout their history. The Prudential Norms of Income Recognition...
Persistent link: https://www.econbiz.de/10013131819
The Reserve Bank of India (RBI) has stipulated the Prompt Corrective Action (PCA) Framework in order to ensure the … adequacy of banks' internal control system and improve their quality. The PCA framework for Indian bank complies with the Core … Banking Principles laid down by the Bank for International Settlements BIS). The present study seeks to assess the adherence …
Persistent link: https://www.econbiz.de/10013131907
We study the transmission of monetary policy through bank securities portfolios using granular supervisory data on U ….S. bank securities, hedging positions, and corporate credit. Banks that experienced larger losses on their securities during …
Persistent link: https://www.econbiz.de/10014544727
The paper presents the first empirical study of the relation between bank loan volume volatility and bank retail and …
Persistent link: https://www.econbiz.de/10013046276