advisers to retirement savers. The article also canvasses the customary role of an investment policy statement in promoting … that imposes on financial advisers to retirement savers “fiduciary” status under the Employee Retirement Income Security … Act. The Department reasoned that the fiduciary duty of loyalty was necessary to protect retirement savers from conflicted …

their expected retirement date approaches because their ability to bear financial market risk declines as the time horizon …

In this thesis, we discuss and compare target date retirement fund strategies that have been used in recent literature … simulations. We conduct these simulations 100,000 times.The evaluation of the target date retirement fund strategies is based on …

retirement security, enhancing welfare by up to 20% of retiree plan accruals. …

of the Retirement Systems of Alabama. We find that Alabama is similarly situated relative to a number of other public …

In private pre-funded retirement savings systems, workers can be compelled by regulation to make minimum contributions … to retirement accounts. We examine the impact of compulsory contributions into retirement savings (superannuation … loss. In response, we propose a time varying contribution rate that mitigates the welfare loss while enhancing retirement …

used for rebalancing purposes. We argue that the optimal retirement product for a household is much more complex than any …