student loans on borrowing and educational outcomes. We examine the effect of access to credit by using policy variation in … the maximum federal student loan amounts available to U.S. college students. In particular, first-, second-, and third …-year students have access to different amounts of federal student loans. Using a regression discontinuity and administrative data …

student loans on borrowing and educational outcomes. We examine the effect of access to credit by using policy variation in … the maximum federal student loan amounts available to U.S. college students. In particular, first-, second-, and third …-year students have access to different amounts of federal student loans. Using a regression discontinuity and administrative data …

Does limited access to credit explain some of the gap in schooling attainment between children from richer and poorer … families? I present new evidence on this important question using data from two loan programs for college students in Chile …. Both programs offer loans to students who score above a threshold on the national college admission test, enabling a …

discontinuity design. Loan programs induce students to pursue college degrees that are more expensive and prolonged relative to … education when students are about 30 years old. The college premium seems to increase over time, possibly offsetting the initial …

the effects of increased access to student loans on credit-constrained students' educational attainment, earnings, debt …