Similar Search Results

Do we need central bank digital currency? : economics, technology and institutions

Gnan, Ernest (ed.); Masciandaro, Donato (ed.) - Do We Need Central Bank Digital Currency?: Economics, …; … - 2018

Persistent link: https://www.econbiz.de/10011944433

Open banking and automated transaction analysis in the digitalization of business banking : design, opportunities, and challenges of a digital credit process

Henkler, Ruven; Schubart, Constantin - 2025

In the digital age, banks must urgently transform their traditional lending processes. This necessity is intensified by the growing competition from digital providers and customers' increasing expectations for efficiency and speed in financial services. Particularly in the business banking...

Persistent link: https://www.econbiz.de/10015183148

Keeping Up in the Digital Era : How Mobile Technology Is Reshaping the Banking Sector

Haendler, Charlotte - 2022

I show that the growing trend in financial services digitalization has introduced a new dimension along which commercial banks compete. Small community banks (SCBs) are slow to implement mobile technologies and lose deposits to larger, better-digitized banks following mobile infrastructure...

Persistent link: https://www.econbiz.de/10014237754

The role of "digitalization" in German sustainability bank reporting

Diener, Florian; Špaček, Miroslav - In: International Journal of Financial Studies : open … 8 (2020) 1/16, pp. 1-15

Code. Based on 113 bank reports, a multiple regression analysis of 1410 codings of the keyword "digital" is carried out … sustainable bank reporting with regard to digitalization. It also shows that issues are not adequately addressed and covered in …

Persistent link: https://www.econbiz.de/10012238843

Physical Frictions and Digital Banking Adoption

Choi, Hyun-Soo - 2019

Banking services can now be delivered digitally and many banks are downsizing their physical operations. Bank customers … increase. This induces them to increase their usage of the bank's digital platform. Using closures as an instrument for digital …

Persistent link: https://www.econbiz.de/10012892929

Financial technology in a South African banking institution to achieve strategic sustainability

Panday, Lomesh; Nyawo, Jabulani C.; Vilakazi, Mlondi B. F. - In: South African journal of business management 55 (2024) 1, pp. 1-10

Purpose: The aim of this article was to better understand the alignment of banking business models with disruptive technologies. Design/methodology/approach: An explorative study was used to uncover participants' views of technology adoption in a particular banking institution in South Africa....

Persistent link: https://www.econbiz.de/10015199746

Cognitive and Structural Antecedents of Innovation : A Large-Sample Study

Lee, Saerom (Ronnie); Csaszar, Felipe A. - 2020

This paper studies how cognitive and structural antecedents affect adaptation to disruptive innovations. We do so by analyzing how video game firms adapted to the "free-to-play" business model around the period of disruption (2012-2015). Our dataset (which contains 461 firms, collectively...

Persistent link: https://www.econbiz.de/10014102988

Establishing a digital participation bank in North Macedonia : opportunities and challenges in interest-free finance

Lokce, Ahmet; Danevs, Andrijana Bojadzievska - In: Naše gospodarstvo : NG 71 (2025) 2, pp. 25-33

This paper aims to explore the feasibility of establishing a digital participation bank in North Macedonia based on the … establishing a digital participation bank in North Macedonia based on interest-free finance principles, by drawing on global best …

Persistent link: https://www.econbiz.de/10015434225

Digitalisation of Financial Supervision with Supervisory Technology (SupTech)

Zeranski, Stefan - 2020

In this article, we discuss and analyse the main components of a digital financial supervisory system with supervisory technology (SupTech). This work offers a new SupTech definition and configures the digital pillars of a financial supervisory system. We contribute to the TECHs in Finance...

Persistent link: https://www.econbiz.de/10012830570

The future of banking : what are the actual barriers to bank digitalization?

Ulrich-Diener, Florian; Dvouletý, Ondřej; Špaček, … - In: Business research quarterly : BRQ 28 (2025) 2, pp. 491-513

German bank representatives were surveyed to identify, quantify, and analyze implementation barriers in the context of bank … regulation, and employees-and the degree of digitalization as a latent variable of banks. The findings increase bank … practitioners' understanding and awareness of barriers to digitalization and contribute to the field of bank digitalization. …

Persistent link: https://www.econbiz.de/10015375410