The emergence of large technology companies and their entry into global financial services offer new opportunities for financial inclusion, efficiency, and stability. In particular, the Global Findex 2021 indicate significant progress in the access to digital financial services despite the...

Technology has demonstrated its potential to transform money, payments, and finance within a growing social digital transformation. While key stakeholders focus on building public infrastructure to enable faster transition towards digital economies, it is important to look inward and leverage...

The emergence of large technology firm’s (so-called BigFinTechs) in payments systems through mobile account payment services has increased financial inclusion among marginalized unbanked segments globally. Since the last global crisis, especially after the emergence of the COVID-19 pandemic,...

Since the crypto winter began in early 2022, several market crashes and institutional collapses of crypto intermediaries, particularly Three Arrows Capital and, recently FTX—have ravaged the innovative financial ecosystem. Among global regulators, the major discourse is no longer the full...

A paradigm shift is manifesting in the global crypto ecosystem. Akin to traditional financial systems, crypto markets are fast-developing into networks of complex interrelationships between systems and significant market participants. The events of the crypto winter, which began in early 2022...