This articles re-examines a standard result on the demand for insurance ("full coverage with a fair premium and partial … coverage with a loaded premium"') in the presence of a default risk. It is established that the optimal insurance coverage is …, it is demonstrated in both the fair premium case and the loaded premium case that the optimal insurance coverage might be …

This case presents the problem of whether a major mutual life insurance company should alter its historic strategy of … concentrating on the sale of life insurance as its principal activity and diversify into a range of financial service products. The … pedagogical objective is to familiarize the student with the insurance industry and the trends affecting financial services …

The optimal amount of property/land title insurance coverage under both the Torrens and Recording systems remains … controversial and this article introduces decision models and shows that the optimal title insurance evolves as market and property …-specific conditions change. The models can also be extended to Optimal Title Insurance for commercial titles (eg. Uniform Commercial Code …

Disability Insurance (DI) may affect workers' outcomes such as their probability to enter DI, to recover, and their … employment. Supplementary insurance may increase these moral hazard effects, but also increases the financial gains of private … increased insurance coverage on workers' outcomes are thus ambiguous. This paper aims to separate worker and insurer responses …