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We examine the contractual implications of lender trust in bank loan contracts. We measure a lender's trust using the …
Persistent link: https://www.econbiz.de/10012899252
The preference of microfinance institutions for women borrowers is generally attributed to two reasons: women borrowers are more trustworthy and have greater social impact. However, the role of social trust with regard to this gender preference has not been adequately investigated. Controlling...
Persistent link: https://www.econbiz.de/10013034424
It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … social capital factors, and the styleof the bank-borrowerrelationship. Along with bank, firm, and market factors, trust …
Persistent link: https://www.econbiz.de/10012632147
firm's chief executive officer (CEO) facial trustworthiness into bank loan contracting. We find that banks tend to grant …
Persistent link: https://www.econbiz.de/10012841598
information to bank loan lenders …
Persistent link: https://www.econbiz.de/10012841942
This study investigated whether the quality of governance, trustworthiness, and confidence impacts bank credit growth … employing data concerning 282 banks between 2012 and 2019, this study found that trustworthiness boosted bank credit growth … and accountability and political stability, which were found not to influence bank credit growth. Moreover, similar to …
Persistent link: https://www.econbiz.de/10013431257
We classify a large sample of banks according to the geographic diversification of their international syndicated loan portfolio. Our results show that diversified banks maintain higher loan supply during banking crises in borrower countries. The positive loan supply effects lead to higher...
Persistent link: https://www.econbiz.de/10011993704
to bank governance we document that a higher share of financial experts on the supervisory board is associated with more …
Persistent link: https://www.econbiz.de/10012972256
Some financial institutions can use internally developed credit risk models to determine their capital requirements. At the same time, the regulatory framework governing such models allows institutions to implement diverse rating systems with no specified penalty for poor model performance. To...
Persistent link: https://www.econbiz.de/10012320124
This paper builds a dataset on bank ownership that covers more than 6,500 banks in 181 countries (59 low … reversed these trends. At the country level, the relationship between bank ownership and each of GDP growth and financial depth …. Bank-level regressions show that state-owned banks are less profitable and have a higher share of non-performing loans than …
Persistent link: https://www.econbiz.de/10014249625