Using a sample of US banks between 2001 and 2013, this paper investigates the impact of competition on bank efficiency … on efficiency, and the effect of the interaction between competition and securitization on efficiency. We confirm that …, the bank-specific factors that increase the likelihood of securitization, the previously untested impact of securitization …

The German financial system is characterized by lower degrees of penetration by foreign commercial banks and of (bank …

Using a translog cost function, we firstly estimate economies of scale and then calculate the bank-specific scale … of scale, with bank-specific scale elasticities ranging from 82% to 88%, while half of the Regional banks and Specialized … banks also exhibited significant scale economies, with bank-specific scale elasticities averaging around 92% and 83 …

Supervision to improve the regulation of banking activities. The conducted experiment on calculation of the bank's capital for … certain difference between the amounts of necessary reserves for bank’s operational risk. At the same time, using different …

U.S. policymakers often treat market competition as a panacea. However, in the case of mortgage securitization …, policymakers' faith in competition is misplaced. Competitive mortgage securitization has been tried three times in U.S. history … - during the 1880s, the 1920s, and the 2000s - and every time it has failed. Most recently, competition between mortgage …

.S. policymakers often treat market competition as a panacea. However, in the case of mortgage securitization, policymakers' faith in … competition is misplaced. Competitive mortgage securitization has been tried three times in U.S. history - during the 1880s, the … 1920s, and the 2000s - and every time it has failed. Most recently, competition between mortgage securitizers led to a race …

market share. Due to this competition softening effect, securitization can adversely affect loan market efficiency while …We analyze the impact of loan securitization on competition in the loan market. Using a dynamic loan market competition …, securitization mitigates winner's curse effects in future stages of competition thereby decreasing ex ante competition for initial …

A non-parametric approach is used to examine the effects of globalization and deregulation on the efficiency and … efficient than small banks for most efficiency indices in both years. However, despite globalization, deregulation, and the … gains in technology and productivity, there was a decrease in overall efficiency for both large and small banks in 2003 …