In recent times, insurance companies have strived to price discriminate on driving quality and to reduce claim rates by encouraging safe driving. Amid the shortcomings of usage-based insurance (UBI) due to the inability to constantly monitor and penalize unsafe driving, insurers have begun...

The COVID-19 pandemic has created a boom for online fitness service. While people may attribute this to the lockdown and social restriction policies, psychology literature suggests that people could simply be exercising more to cope with the stress induced by the pandemic. In this article, we...