We compare mortgage lenders’ credit decisions to algorithmic recommendations – on the same set of loan applications …

We assess racial discrimination in mortgage approvals using new data on mortgage applications. Minority applicants tend …

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

Studies of mortgage approvals find that minority borrowers are more likely to be denied loans, even when background …-American mortgage applicant earning the same income as a white applicant is therefore more likely to experience downward reversion to … discrimination in the standard loan approval model is reduced for both African-Americans and Hispanics. Applying the same method to …