This paper examines the state of employment-based health benefits, updating prior EBRI research that examined trends in coverage on a monthly basis, over the time period from December 1995 to July 2011. Examining these data on a monthly basis allows a more accurate identification of changes in...

There is a strong link between health benefits and employment. As a result, employment-based health benefits are the most common form of health insurance for nonpoor and nonelderly individuals in the United States. In 2009, 59 percent of nonelderly individuals were covered by an employment-based...

This paper examines employment-based health benefit coverage rates on a monthly basis from December 1995 to March 2009, to allow for more accurate identification of changes in trends, and to more clearly show the effects of recessions and unemployment on changes in coverage. Between December...

This paper examines how current health reform legislation being debated in Congress will impact the future of retiree health benefits. The paper also provides background on the impact of private-sector accounting rule changes on the availability of retiree health benefits since the mid-1990s;...

Prior research has shown that both the offer rate (the percentage of workers offered health benefits) and the take-up rate have both been declining. However, there is still a strong link between health benefits and employment. As a result, employment-based health benefits remain the most common...

This paper uses recently released data from the U.S. Census Bureau to examine recent trends in offer rates for retiree health benefits, as well as changes to eligibility for coverage and changes to benefits packages. It also examines how the populations of retirees with retiree health coverage...

The data provided in this paper provide an early look at the effect of a relatively weak labor market, combined with rising health benefit costs, on the number of individuals residing in the United States who have employment-based health benefits, who are covered by public programs, and who are...

A majority of married couples in the United States take advantage of the fact that employers often provide health insurance coverage to spouses. When the older spouses become eligible for Medicare, however, many of them can no longer provide their younger spouses with coverage. In this paper, we...

Employer-provided health benefits for workers who retire before age 65 has fallen over the last decade. We examine a cohort of male workers from the Health and Retirement Survey to explore the dynamics of retiree health benefits and the relationship between retiree health benefits and retirement...

Over the past few decades, policy makers have considered employer mandates as a strategy for stemming the tide of declining health insurance coverage. In this paper we examine the long term effects of the only employer health insurance mandate that has ever been enforced in the United States,...