There is a strong link between health benefits and employment. As a result, employment-based health benefits are the most common form of health insurance for nonpoor and nonelderly individuals in the United States. In 2009, 59 percent of nonelderly individuals were covered by an employment-based...

In 2001, a handful of employers started offering health reimbursement arrangements (HRAs) - a then-new type of health plan. The most prevalent HRA plan design had a deductible of at least $1,000 for employee-only coverage and a tax-preferred account that workers and their families can use to pay...

This paper examines changes in employment-based health insurance coverage among workers; the analysis uses data from 2008 and 2009 that were collected in the March 2009 and March 2010 Current Population Survey following the 2007-2009 recession. The 2007-2009 recession has taken its toll on the...

This paper presents findings from the 2010 EBRI/MGA Consumer Engagement in Health Care Survey, as well as earlier surveys, examining the availability of health reimbursement arrangement (HRA) and health savings account (HSA)-eligible plans (consumer-driven health plans, or CDHPs). It also looks...

This paper looks at who currently uses information on health cost, quality, and outcomes, specifically examining differences in information seeking by demographics, health status, health insurance coverage, and opinions about the U.S. health care system. Data comes from the EBRI/MGA 2010 Health...

This paper presents data from the 2010 EBRI/MGA Consumer Engagement in Health Care Survey and the Society for Human Resource Management’s 2010 SHRM Organizations’ Response to Health Care Reform Poll to examine how employers might respond to health reform and employees’ expectations of...

This paper examines HSA and HRA assets, account balances, and rollover amounts. It examines the types of individuals likely to have an HSA or HRA. It then examines differences and trends in account balances by demographics, income, contribution levels, and engagement in an individual’s own...

On March 23, 2007, the Census Bureau announced that it had revised its estimates for the number of people with and without health insurance after discovering a coding error that affected a small number of individuals. This paper updates data originally published October 2006 in EBRI Issue Brief...

This paper, which uses the February Employee Benefit and Contingent Worker Supplement to the Current Population Survey (CPS), examines the state of employment-based health benefits among workers with respect to the availability of health benefits in the work place. It looks at worker eligibility...

The Patient Protection and Affordable Care Act (PPACA) of 2010 created a temporary reinsurance program for sponsors of employment-based health plans that provide retiree health benefits to retirees who are over age 55 and not yet eligible for the Medicare program. The program provides an 80...