Using data from the Displaced Worker Survey Current Population Survey this paper examines displaced workers between 1997 and 1999, a period of strong economic growth, and compares it with displaced workers between 1993 and 1995. We find that between 1997 and 1999, 7.5 million workers reported...

The Employee Benefit Research Institute (EBRI) developed the EBRI HSA Database to analyze the state of, and individual behavior in, Health Savings Accounts (HSAs). The HSA database contains 5.5 million accounts with total assets of $11.4 billion as of Dec. 31, 2016. This paper is the first...

Between 1999 and 2000, the percentage of Americans with health insurance increased: 84.1 percent of nonelderly Americans were covered by some form of health insurance in 2000, up from 83.8 percent in 1999. The percentage of nonelderly Americans without health insurance coverage declined from...

More than 67 percent of Americans under age 65 - or 163.4 million Americans - were covered by an employment-based health plan during 2000 up from 1999, when 66.6 percent of the nonelderly population was covered by an employment-based health plan. The expansion in employment-based health...

This paper examines the experience of a particular large employer, and a subset of its employees, with respect to a recent increase in the number of health plans that employees could choose. In 2014, this employer offered employees a choice of four health plans -- an HSA-eligible health plan...

The Employee Benefit Research Institute (EBRI) maintains data on health savings accounts (HSAs) collected from various recordkeepers. The EBRI HSA Database contains four million accounts with total assets of $7.4 billion as of Dec. 31, 2015. This paper is the third annual report drawing on...

Financial Accounting Statement No. 106 (FAS 106), approved by the Financial Accounting Standards Board in 1990, required most private companies to significantly alter the way they accounted for their retiree health benefits beginning with fiscal years after Dec. 15, 1992. FAS 106 dramatically...

This paper examines the percentage of employers offering health insurance from 2008-2015 to better understand how health insurance offer rates have been affected by the Affordable Care Act of 2010 (ACA), the Great Recession of 2007-2009, and the subsequent economic recovery. The data come from...

This paper examines 1996-2015 trends in self-insured health plans among private-sector establishments offering health plans and among their covered workers, with a particular focus on 2013 to 2015, so as to assess whether the Affordable Care Act (ACA) might have affected these trends. The data...

This paper presents data on health insurance coverage in California in 2013 and 2014, based on the March 2014 and 2015 Supplements to the Current Population Survey (CPS). It reflects research done by the Employee Benefit Research Institute (EBRI) on health insurance coverage trends in...