Liu, Zhuang; Li, Xingyi; Li, Zhongfei - In: Financial innovation : FIN 10 (2024), pp. 1-24
improve bank performance and identify the underlying mechanisms by which this occurs, we investigate a sample of Chinese … commercial banks involved in open banking during 2011-2020. The results show that inclusive FinTech can improve bank performance … by improving the bank’s lending rate and liability structure, and that this positive effect is more pronounced in …