Payday loans, or small short-term loans that carry high fees, may provide a much-needed safety net for some consumers in need of quick cash for emergencies. However, data suggest that most payday loan borrowers become repeat users caught in a cycle of high-cost debt. Furthermore, empirical...

The practical applications of artificial intelligence are expanding into various elements of society, leading to a growing interest in the potential biases of such algorithms. Facial analysis, one application of artificial intelligence, is increasingly used in real-word situations. For example,...