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The advancement of human knowledge is the result of evolution of human capabilities for absorbing, developing and processing human intelligence, and perhaps just as equally, on the human capability to develop symbols and artifacts for assisting in the creation, diffusion and sharing of...
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Previous studies indicate that individuals' default behaviors on online peer-to-peer (P2P) lending platforms greatly influence other borrowers' default intentions. However, the mechanism of this impact is not clear. Moreover, there is scarce research in regard to which factors influence the...
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Previous studies indicate that individuals’ default behaviors on online peer-to-peer (P2P) lending platforms greatly influence other borrowers’ default intentions. However, the mechanism of this impact is not clear. Moreover, there is scarce research in regard to which factors influence the...
Persistent link: https://www.econbiz.de/10012295978
The main difficulty of credit risk evaluation is to evaluate borrowers' willingness of repayment, which is a subjective factor depending on the thoughts and ideas of borrowers. Text description is a kind of human behavior which reflects the mental process of writers. The authors identify the...
Persistent link: https://www.econbiz.de/10012043660