<title>Abstract</title> This paper examines the process that business angels undertake when they invest in new and small businesses. Existing research has generally taken a disaggregated approach and focused on individual stages of the investment process. Based on the empirical evidence gathered from 30...

This paper focuses on supply-side issues relating to access to bank finance by entrepreneurs in Scotland. We analyse bank manager decision making of real business propositions through verbal protocol analysis. The paper discusses the nature of the decision-making process from interviews with...