individual claims data from a large Swiss insurance company to estimate the response in health care demand to the discrete price … type framework based on daily data to estimate the change in health care demand right before and right after the turn of … the year. We find that for individuals with high deductibles health care demand drops by 27%, which translates into an …

We relax two common assumptions in the Hotelling model with third-degree price discrimination: inelastic demand and … information cost is sufficiently low, there exist two symmetric sub-game perfect Nash equilibria irrespective of the demand … discriminate, is not in fact a dilemma. A comparison of social welfare shows that when the demand elasticity is large enough, price …