Pichler, Stefan; Ruffner, Jan - 2016
deductibles of 1,500 CHF and 2,500 CHF (1CHF = 1$) per calendar year. While there is a minimum deductible level in Switzerland …, individuals are free to increase their deductible and thereby reduce their insurance premium. In order to distinguish between … change in 2005 that introduced the higher deductible for the first time. The results show that selection leads to …
