of diffusion, we would expect higher sign-up and take-up rates in information villages compared to persuasion villages … through information sharing or through persuasion by incentivized target participants. If social learning is the main channel … combined treatment achieved the highest sign-up and conversion rates, suggesting that information complements persuasion by …

of in cash can play a major role in encouraging savings. When paid on the account, the money is saved by default, while … empathy towards the banker. Second, we provide evidence against the treated having developed an active savings habit on the …

were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

reinvestment. While most informal savings practices do not imply a lower likelihood of entrepreneurial reinvestment when compared … with formal savings practices, we find a significantly negative effect of saving within the household on the likelihood of …

. Based on a novel randomized control trial, we document that the payment method is an important determinant of savings … behavior. In rural India, we study the effect on savings of allocating identical weekly payments on a bank account (treated) or … in cash (control). The treatment impact is huge: savings increase by 110% within three months, and the effect is long …

were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly … discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on …

development programs and are associated with a tradeoff between improved information about potential beneficiaries and favoritism …