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Persistent link: https://www.econbiz.de/10002575962
This paper presents analysis of the implicit subsidies and repayment hardships of Thailand’s Student Loan Fund (SLF). Comparisons are made between the current SLF with alternative similar schemes, assuming different rates of interest and loan repayment periods. We find that the implicit...
Persistent link: https://www.econbiz.de/10004970063
It is well known that higher education financing involves uncertainty and risk with respect to students’ future economic fortunes, and an unwillingness of banks to provide loans because of the absence of collateral. It follows that without government intervention there will be both socially...
Persistent link: https://www.econbiz.de/10004970067
This paper illustrates the extent of implicit taxpayer subsidies under four possible income contingent loan (ICL) arrangements for Thailand: TICAL, implemented in 2007 only, a variant of TICAL, and two alternative ICL schemes. The implicit taxpayer subsidy calculated with respect to average...
Persistent link: https://www.econbiz.de/10004970078
Persistent link: https://www.econbiz.de/10004971307
This chapter compares and contrasts international experience with respect to higher education financing. The size and payment forms of tuition, and the different types and levels of public sector support, are illustrated for a large number of countries. A major aspect of the discussion concerns...
Persistent link: https://www.econbiz.de/10004971316
The current system for the imposition and collection of fines in Australia is significantly flawed. Fines are often inappropriately imposed or not imposed, inequitable, have high default rates and are expensive to enforce. This paper suggests an alternative scheme for the enforcement and...
Persistent link: https://www.econbiz.de/10004971324
It is well known that there is no consensus with respect to the relationship between unemployment and crime. As well, there is very little research on the linkages between crime and the educational experiences of young people. In this paper we show a very strong positive relationship between...
Persistent link: https://www.econbiz.de/10004971331
We test whether very high marginal tax rates affect taxpayer behaviour, using a unique policy. Under the Higher Education Contribution Scheme – an income-related university loans scheme in Australia – former students with a debt face a sharp discontinuity. At the first repayment threshold...
Persistent link: https://www.econbiz.de/10004971341
Persistent link: https://www.econbiz.de/10004971345