The low-income credit union modelled in this paper is an institution with a particular form of contract designed to allow it to operate among agents that are excluded from using banks. Specifically credit unions deal with those potentially on the minimum income guarantee. The challenge facing...

An assessment is made of the efficiency of four UK high street bookmakers’ betting odds for the 2004 European football (soccer) championships, based on an analysis of match results data from 15 previous international tournaments. Pretournament probabilities for the outright winners of Euro...