In an industry where vertically integrated firms are allowed to compete with rivals in the downstream market, policy makers are naturally concerned with the risk of discrimination and anti-competitive behavior. This paper argues to the contrary, that in the current environment, the vertically...

In causal inference for longitudinal data, standard methods usually assume that the underlying processes are discrete time processes, and that the observational time points are the time points when the processes change values. The identification of these standard models often relies on the...

Praise forFair Lending ComplianceIntelligence and Implications for Credit Risk Management"Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who...