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This paper investigates the short-term effects of public smoking bans on individual smoking behavior. In 2007 and 2008, state-level smoking bans were gradually introduced in all of Germany's sixteen federal states. We exploit this variation in the timing of state bans to identify the effect that...
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This paper provides field evidence on (a) how price framing affects consumers' decision to switch health insurance plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple regulatory efforts. In 2009, in order to foster competition...
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Die Internetnutzung in Deutschland hat in den letzten acht Jahren einen rasanten Anstieg erlebt. Während es im Frühjahr … 1995 in Deutschland gerade einmal 250 000 Internetnutzer gab, waren es im Mai 2003 bereits knapp 39 Millionen. Dies … bedeutet, dass aktuell etwa 47 % der gesamten Bevölkerung in Deutschland online sind. Das Internet hat sich auch in den …
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We estimate the degree of ‘stickiness’ in aggregate consumption growth (sometimes interpreted as reflecting consumption habits) for thirteen advanced economies. We find that, after controlling for measurement error, consumption growth has a high degree of auto-correlation, with a stickiness...
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Germans are still very fond of using cash. Of all direct payment transactions, cash accounts for an astounding 82% in terms of number, and for 58% in terms of value. With a new and unique dataset that combines transaction information with survey data on payment behaviour of German consumers, we...
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