evidence on the initial credit decision and monitoring process exists due to the lack of appropriate data on bank debt …Despite the relevance of credit financing for the profit and risk situation of commercial banks only little empirical … research project on "Credit Management" which was designed to fill this empirical void. The data set contains a broad list of …

Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank …-based financial system of Germany. So far, they have been mainly described by the notion of a housebank and transactional features of … long-term bank-customer relationships. In contrast, the present paper also considers interactional variables which try to …

Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank …-based financial system of Germany. So far, they have been mainly described by the notion of an housebank and transactional features of … long-term bank-customer relationships. The present paper takes a new look by considering also interactional variables which …