with bank-level data to study the contagion potential of an exogenous shock via credit and funding risks. We find that …-linear function of the combination of network structures and bank-specific characteristics …

conditional profitability distributions. Real GDP growth and the NPL ratio are shown to be the most reliable determinants of bank …

The paper focuses on the impact of diversification on bank performance and how consolidation through mergers and … indigenous banks, as compared to foreign competitors in the ECCU. We then simulate bank mergers both within and across ECCU … countries by combining individual banks' balance sheets. The simulation shows that a typical indigenous bank could better …

stable over the financial cycle, including post-crisis, and there is no clear evidence that aspects of bank business model …