This thesis consists of four chapters, all of which are related to credit risk and particularly modeling of default risk. The chapters can be read independently, and the intended audience differs somewhat among them. The first chapter is methodical; the intended audience consists of...

Do entrepreneurs differ from others with regard to their behavioral traits, and can beliefs held by employers about these differences lead to self-employedworkers being stigmatized in the labor market? Although central to the study of entrepreneurship, the literature does not provide a clear...