hypothesis. We estimate bank-specific Lerner indices as measures of competition and test if cost and profit efficiency are … or cost savings. We suggest a united approach to measure competition and efficiency simultaneously to test this … are small from an economical perspective. -- Savings banks ; competition ; efficiency ; quiet life hypothesis …

, operational efficiency, market concentration, annual real GDP growth and annual inflation rate. Of the determinants tested, only …

the capital ratio and profitability, supporting the efficiency-risk, franchise-value, and agency cost hypotheses. Second …

draw on a proprietary data set with detailed financials of all 457 regional savings banks in Germany, which have been … effects from mergers on banks' (cost) efficiency and profitability but fails to provide clear and consistent results. We are …

industrial organisation theory, the Boone indicator, a measure of competition based on profit efficiency, shows negative value …, industry-specific characteristics, and macroeconomics variables) on rural banks performance (profitability and efficiency) in … competition in the market. Cost efficiency is measured using Stochastic Frontier Analysis (SFA). Preliminary results reveal that …

efficiency approach. Two stages procedure were employed. In the first stage we measure profit efficiency score for each bank in … measure their impact towards their performance. Output from the first stage indicate that bank's average profit efficiency …% highest profit efficiency score. Result from the second stage indicate that bank's capital ratio have a negative effect on …

bank profitability. The results show that cost efficiency, profit efficiency and liquidity risk are significantly related …

are bank efficiency and bank risk-taking behavior. The literature on bank efficiency and productivity has grown … links between them. The study also contributes to the literature by considering a novel profit frontier approach. Our …