relationship between marriage and health for working-age (20 to 64) individuals. In both data sets married agents are healthier … than unmarried ones, and the health gap between married and unmarried agents widens by age. After controlling for … observables, a gap of about 12 percentage points in self-reported health persists for ages 55-59. We estimate the marriage health …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

We study optimal risk adjustment in imperfectly competitive health insurance markets when high-risk consumers are less … trade off between efficiency and consumer welfare. Reducing the difference in risk adjustment subsidies to high and low …-risk market. Finally, mandatory pooling can increase consumer surplus even further, at the cost of efficiency. …

Standard insurance models predict that people with high (health) risks have high insurance coverage. It is empirically … traditionally viewed as an intervention which increases efficiency and raises the utility of low health agents, we show that with a … documented that people with high income have lower health risks and are better insured. We show that income differences between …

on health care quality, health care financing and welfare. A decentralised solution without patient mobility leads to too …

Under Medicare Part D, senior citizens choose prescription drug insurance offred by numerous private insurers. We …

providers differ in quality and costs. When buying health insurance, consumers observe neither provider quality nor costs. We …We provide a modeling framework to think about selective contracting in the health care sector. Two health care … derive an equilibrium where health insurers signal provider quality through their choice of provider network. Selective …

This paper compares the welfare effects of three ways in which health care can be organized: no competition (NC …