Does medical insurance affect health care demand and in the end contribute to improvements in the health status …? Evidence for China for the year 2004, by means of the China Health and Nutrition Survey (CHNS), shows that health insurance … does not affect health care demand in a significant manner. Counterfactuals suggest that full insurance coverage of the …

This paper empirically analyzes moral hazard in car insurance using a dynamic theory of an insuree's dynamic risk (ex …

-employment on health (benefit effect), or a health-related selection of individuals into self-employment (barrier effect). Our main …Forthcoming in 'Health Economics'.<P> The self-employed are often reported to be healthier than wage workers; however …, the cause of this health difference is largely unknown. The longitudinal nature of the US Health and Retirement Study …

adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health … insurance decisions and health care utilization. Estimates of the health care utilization models indicate that moral hazard is … not important. Furthermore, we find strong evidence for advantageous selection, largely driven by heterogeneity in …

analyses were based on the newly developed SHARE (Survey of Health, Age, and Retirement in Europe) database. We found (1) that …

insurance contracts. We consider the recent health insurance reform in The Netherlands, where a private-public mix of insurance … main features of the Dutch health insurance system. This model provides us with a number of hypotheses, which we test using …-014-9244-6">'De Economist'</A>, 2015, 163, 25-60. This paper looks into the search behavior of consumers in the market for health …

studies how the system of health care provision affects the allocation of patients to physicians when physicians differ in … altruism. We show that allowing for private provision of health care, parallel to (free) treatment in a National Health Service …

the education/health gradient. I am also able to rule out occupational hazards and health insurance coverage as …This paper estimates the health returns to education, using data on identical twins. I adopt a twin … both education and health. I further investigate to what extent within-twin-pair differences in schooling correlates with …

in reducing predicted losses for subgroups of health care users. Nevertheless, incentives for risk selection against some …When public long-term care (LTC) insurance is provided by insurers, they typically lack incentives for purchasing cost …-effective LTC. Providing insurers with appropriate incentives for efficiency without jeopardizing access for high-risk individuals …