This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the … decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service … quality indicators, (ii) measures of voluntary benefit provision on top of federally mandated benefits, and (iii) health plan …

To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a …, consumers gained the freedom to choose among hundreds of existing health plans, across employers and state-borders. This paper … impact on market price dispersion. Moreover, it (b) characterizes health plan switchers and investigates their annual and …

This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the … decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service … quality indicators, (ii) measures of voluntary benefit provision on top of federally mandated benefits, and (iii) health plan …

In Germany, private health insurance covers more innovative and costly treatments than public insurance. Moreover … whether these superior features of private insurance actually transfer into better health. I focus on German adolescents who … are still in education to control for selection and account for differences in health-conscious behavior between publicly …

variables, on socio-demographic as well as on health and subjective well-being indicators for West Germany based on individual … positive long-term labour market effects in terms of earnings and wages, as well as positive effects on health and subjective …

variables, on socio-demographic as well as on health and subjective well-being indicators for West Germany based on individual … positive long-term labour market effects in terms of earnings and wages, as well as positive effects on health and subjective …

economic good or bad, and hence serves as a prime example of irrational behavior reducing individual health and happiness …. Contrary to previous research, we find no health impact when TV consumption increases. For life satisfaction, we even find … seems to be driven by negative self-selection. …

effectiveness of four different health care cost containment measures within an integrated framework. The four measures investigated … were introduced in Germany in 1997 to reduce moral hazard and public health expenditures in the market for convalescent … health spa stays did not significantly reduce demand. …

Germany is one of the few OECD countries with a two-tier system of statutory and primary private health insurance. Both … types of insurance provide fee-for-service insurance, but chargeable fees for identical services are more than twice as … induce demand primarily among the privately insured. Using German SOEP 2002 data, I analyze the effects of insurance status …

Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit … moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection … into different insurance contracts. We use a set of new variables in the German Socioeconomic Panel for the years 2002 …