Does medical insurance affect health care demand and in the end contribute to improvements in the health status …? Evidence for China for the year 2004, by means of the China Health and Nutrition Survey (CHNS), shows that health insurance … does not affect health care demand in a significant manner. Counterfactuals suggest that full insurance coverage of the …

Does medical insurance affect health care demand and in the end contribute to improvements in the health status …? Evidence for China for the year 2004, by means of the China Health and Nutrition Survey (CHNS), shows that health insurance … does not affect health care demand in a significant manner. Counterfactuals suggest that full insurance coverage of the …

This paper empirically analyzes moral hazard in car insurance using a dynamic theory of an insuree's dynamic risk (ex …

We study risk-based selection into a voluntary unemployment insurance (UI) scheme. To disentangle behavioral effects … from selection, we exploit variation in the sign-up induced by an early retirement scheme embedded into the UI system. We … combine an event study with a difference-in-difference approach applied to Danish register data to quantify the selection. We …

We provide a nonparametric revealed preference approach to demand analysis based on homothetic efficiency … homothetic efficiency of consumption choices. It generalises Heufer's (2013) two-dimensional concept to arbitrary dimensions and …

health-related selection of individuals into self-employment (barrier effect). Our main finding is that the selection of …The self-employed are often reported to be healthier than wage workers; however, the cause of this health difference is … largely unknown. The longitudinal nature of the US Health and Retirement Study allows us to gauge the plausibility of two …

in reducing predicted losses for subgroups of health care users. Nevertheless, incentives for risk selection against some …When public long-term care (LTC) insurance is provided by insurers, they typically lack incentives for purchasing cost …-effective LTC. Providing insurers with appropriate incentives for efficiency without jeopardizing access for high-risk individuals …

analyses were based on the newly developed SHARE (Survey of Health, Age, and Retirement in Europe) database. We found (1) that …

studies how the system of health care provision affects the allocation of patients to physicians when physicians differ in … altruism. We show that allowing for private provision of health care, parallel to (free) treatment in a National Health Service …