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Moral Hazard and Adverse Selection in Private Health Insurance
Powell, David; Goldman, Dana P. - 2014
Moral hazard and adverse selection create inefficiencies in private health insurance markets. The authors use claims … attempted to estimate moral hazard in private health insurance by assuming that individuals respond only to the spot price, end …, economic intuition suggests that the nonlinear budget constraints generated by health insurance plans make these assumptions …
Persistent link: https://www.econbiz.de/10014147468
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A Structural Model of Correlated Learning and Late-Mover Advantages : The Case of Statins
Ching, Andrew T. - 2019
's technological efficiency to help them update their belief about another product's technological efficiency within the same product …
Persistent link: https://www.econbiz.de/10012903984
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Demand for Pharmaceutical Drugs : A Choice Modelling Experiment
Merino-Castello, Anna - 2005
account rather than focusing on the behavior of health professionals …
Persistent link: https://www.econbiz.de/10014070811
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Consumer Learning and Heterogeneity : Dynamics of Demand for Prescription Drugs after Patent Expiration
Ching, Andrew T. - 2012
This paper investigates whether aggregate consumer learning together with consumer heterogeneity in price sensitivity could explain why (i) there is a slow diffusion of generic drugs into the market, and (ii) brand-name originators keep increasing their prices over time even after the number of...
Persistent link: https://www.econbiz.de/10014047796
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A Microeconometric Characterisation of Household Consumption Using Quantile Regression
Ronning, Gerd; Schulz, Niels - 2002
The paper uses micro cross-section data from the GfK consumer panel for econometric demand analysis of private households in Germany. Contrary to most research which considered \average behavior we extend this approach to consumer behavior for di®erent \intensities of consumption. Our...
Persistent link: https://www.econbiz.de/10010322047
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An evaluation of simulated network in the hierarchical spatial autoregressive model : homophily based interactions matter for the consumption behaviours
Łashkiewicz, Edyta - In: Economic and environmental studies : a journal for … 15 (2015) 2, pp. 231-247
The aim of the paper is an examination wheatear the social spillover of consumption behaviours differs for the homophily and heterophily based structure of interactions. As an approximation of agents' behaviours households' expenditures with the reference person attributes were used. The...
Persistent link: https://www.econbiz.de/10011419328
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A microeconometric characterisation of household consumption using quantile regression
Ronning, Gerd; Schulz, Niels - 2002
The paper uses micro cross-section data from the GfK consumer panel for econometric demand analysis of private households in Germany. Contrary to most research which considered "average" behavior we extend this approach to consumer behavior for different "intensities" of consumption. Our...
Persistent link: https://www.econbiz.de/10011516607
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The Housing Bubble and a New Approach to Accounting for Housing in a CPI
Diewert, W. Erwin - 2015
Over the course of the recent house price bubble in the United States, the price of homes rose rapidly from 1999 Q4 to 2005 Q4 (11.3% annually as measured by the Case-Shiller index, and 8.4% annually as measured by the Federal Housing Financing Agency) but slowly as measured by owner equivalent...
Persistent link: https://www.econbiz.de/10013035524
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Beyond Cash : Assessing Externality and Behaviour Effects of Non-Experimental Cash Transfers
Ribas, Rafael P. - 2018
In this paper we propose a method to estimate externality effects in cash transfer programmes, even in cases when the benefit is not randomly assigned. Externality is assessed through the decomposition of the average treatment effect on the treated (ATT) into participation (direct) effect and...
Persistent link: https://www.econbiz.de/10012938155
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Beyond Cash : Assessing Externality and Behaviour Effects of Non-Experimental Cash Transfers
Ribas, Rafael P. - 2018
In this paper we propose a method to estimate externality effects in cash transfer programmes, even in cases when the benefit is not randomly assigned. Externality is assessed through the decomposition of the average treatment effect on the treated (ATT) into participation (direct) effect and...
Persistent link: https://www.econbiz.de/10012940357