This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

that the donor may be sure to get a tax benefit. We interpret this function as insurance and test the option to insure … donations in the lab. Our participants indeed have a positive willingness to pay for insurance against either risk. Yet the … insurance option is only critical for their willingness to donate to a charity if the uncertainty affects the proper use of …

partial insurance of parental investments against permanent income shocks, but the magnitude of the estimated responses is … small. We cannot reject the hypothesis full insurance against temporary shocks. Another interpretation of our findings is … that there is very little insurance available, but the fact that skill is a non-separable function of parental investments …

partial insurance of parental investments against permanent income shocks, and we cannot reject the hypothesis full insurance … 10% of family income leads, at most, to an increase in investments of 1.3% of a standard deviation. -- insurance ; human …

levels of exclusion. Pairing our framework with hospital and insurance demand estimates from Ho and Lee (2017), we compare …

A life care annuity is a bundled insurance product comprised of a life annuity and long-term care insurance. Some … positive correlation between the two risks and the presence of adverse selection in the life care annuity market. We also … address the pricing risk and solvency risk insurance companies face when providing life care annuities …

In the health insurance marketplaces established by the Affordable Care Act (ACA), eachstate is divided into a set … number of geographic “rating areas.” The ACA mandates that aninsurer price its health insurance plan uniformly in all …