Based on a survey of 45 moneylenders carried out in the Dakar and Saint-Louis regions in 1989.

Shows what constitutes overindebtedness, how it occurs and which category of households is frequently affected. Identifies different possible strategies to tackle overindebtedness.

Using a survey of 300 workers conducted in May 2006, assesses levels of overindebtedness in the sample population and determines if there are any socio-economic characteristics or financial use behaviours associated with people who are overindebted.