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This paper illustrates the extent of implicit taxpayer subsidies under four possible income contingent loan (ICL) arrangements for Thailand: TICAL, implemented in 2007 only, a variant of TICAL, and two alternative ICL schemes. The implicit taxpayer subsidy calculated with respect to average...
Persistent link: https://www.econbiz.de/10004970078
This paper presents analysis of the implicit subsidies and repayment hardships of Thailand’s Student Loan Fund (SLF). Comparisons are made between the current SLF with alternative similar schemes, assuming different rates of interest and loan repayment periods. We find that the implicit...
Persistent link: https://www.econbiz.de/10004970063
This chapter compares and contrasts international experience with respect to higher education financing. The size and payment forms of tuition, and the different types and levels of public sector support, are illustrated for a large number of countries. A major aspect of the discussion concerns...
Persistent link: https://www.econbiz.de/10004971316
Several of the Youth Allowance eligibility criteria for independent status were subject to severe criticism in the recent Review of Australian Higher Education (2008). Specifically, it seems to be the case that many students are able to qualify for socalled “independent-at-home” financial...
Persistent link: https://www.econbiz.de/10008459932
choose the Government’s proposed deferred payment options, HECS-HELP and FEE-HELP. The present values of their HECS …. These alternative systems relate to increasing the HECS charge by 25 per cent for HECS-HELP students and introducing a fee … paid with a debt of $12,500 per year for FEE-HELP students. For HECS-HELP students it is found that the impact of an …
Persistent link: https://www.econbiz.de/10004977257
On the past decade, higher eduction has undergone a massive expansion. As a result of this growth, and the way in which it has taken place, attention needs to be given to a whole range of issues. These include : scale of higher education, funding, university/government relations, research,...
Persistent link: https://www.econbiz.de/10005032822
There is a significant and on-going unease with, and debate concerning, the state of US college loans. One of the most important questions relates to so-called “repayment burdens”, the financial difficulties associated with repayments. This paper examines the issue from both theoretical and...
Persistent link: https://www.econbiz.de/10008691143
This paper examines the distributional impacts of direct college costs - that is, whether the response of educational decisions to college costs varies by student characteristics. The primary obstacle in estimating these effects is the endogeneity of schooling costs. To overcome this issue, I...
Persistent link: https://www.econbiz.de/10008727648
I study the size and sources of the monetary return to college achievement as measured by cumulative Grade Point Average (GPA). I rst present evidence that the return to achievement is large and statistically signi cant. I nd, however, that this masks variation in the return across dierent...
Persistent link: https://www.econbiz.de/10008753239
This paper examines the distributional impacts of direct college costs { that is, whether the response of educational decisions to college costs varies by student characteristics. The primary obstacle in estimating these eects is the endogeneity of schooling costs. To overcome this issue, I use...
Persistent link: https://www.econbiz.de/10008753245