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Purpose – The purpose of this paper is to forecast variability in mortgage rates by using interval measured data and interval computing method. Design/methodology/approach – Variability (interval) forecasts generated by the interval computing are compared with lower‐ and upper‐bound...
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concessionary rate mortgage loans. It is believed that price competition among domestic banks will be infused and sustained …
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The authors study the capital accumulation and welfare implications of ceilings on loan interest rates in a dynamic general equilibrium model. Binding ceilings on loan rates reduce the probability of bankruptcy. Lower bankruptcy rates result in lower bankruptcy and liquidation costs. The authors...
Persistent link: https://www.econbiz.de/10010397532
We employ interest rates and expected loss probabilities from the 2021 EBA Stress Test dataset and euro area credit registries to examine whether the risk-return relationship holds in banking. After controlling for bank, loan, and debtor characteristics as well as macroeconomic conditions,...
Persistent link: https://www.econbiz.de/10014374340
Relatively little is known about the effects of blue-collar crime (theft, robbery, vandalism or arson) on financial decisions. Previous literature has focused its attention either on 'regional' crime rates or the 'perception' of crime as business obstacles. Instead, we examine financing terms of...
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issued, bonds held in portfolio, and loans for a period of 150 years. The long time behaviour of credit maturity, postal …
Persistent link: https://www.econbiz.de/10010850514
interest rates for agricultural loans charged by selected lenders for 1960-83. Farm debt includes both real estate and nonrea1 …
Persistent link: https://www.econbiz.de/10010911618