This study examined the impact of fintech/digital financial services on bank performance by tiers in the period before … the provision of loans by non-bank actors is growing. However the non-bank credit only provides loans at very high … bank respondents viewed digital financial services as complementary to enhancement of efficiency and scope of financial …

. The estimation results from PVAR model finds that bank risk-taking behaviour is positively - related to increase in the …

-2017 using bank-level data for 37 commercial banks. To achieve this, the paper uses a three-step estimation approach; first, we … abilities and continual adoption of technology. Further, bank consolidation over the years seems to favor efficiency and …

empirical estimation follows a three-step model. First, we construct a composite Bank Stability Index, building on the Uniform … Financial Rating System Model that incorporates capital adequacy, asset quality, earnings and liquidity measures in the Bank … stability estimate. Secondly, a proxy for bank competition is computed using the Panzar-Rosse H-statistic. Finally, we regress …

continue to alter the landscape in the banking sector in Kenya, the collaboration between Fintech and bank will continue to … shape the evolution of credit allocation and delivery of services. This study investigates if Fintech and bank collaboration …

. Using bank-specific, annual balance sheet and profit and loss data for the period 2003-2018, we construct three measures of …

The paper examines the effect of sectoral risk on bank returns that accrue from the extension of credit to the …