Showing 1 - 10 of 3,173
Die Motorfahrzeugversicherung wird vom Kunden als eine fixe Summe betrachtet. Ein Lenker, der sein Auto weniger nutzt, spürt dies nicht in einer reduzierten Prämie. Eine nutzungsbasierte Motorfahrzeugversicherung, wie sie vom amerikanischen Versicherer Progressive in einem Pilotversuch in...
Persistent link: https://www.econbiz.de/10005846375
The majority of optimal Bonus-Malus Systems (BMS) presented up to now in the actuarial literature assign to each …
Persistent link: https://www.econbiz.de/10005847088
Persistent link: https://www.econbiz.de/10009589251
Persistent link: https://www.econbiz.de/10003401750
merit coefficient for portfolios of Bonus-Malus policies... …
Persistent link: https://www.econbiz.de/10005847064
BMS in force show a progressive reduction of the observed average premium, which causes a financial imbalance in the system (see LEMAIRE (1995)...
Persistent link: https://www.econbiz.de/10005847076
The purpose of the paper is to use the age of claims in the prediction of risks. A dynamic random effects model on longitudinal count data is presented...
Persistent link: https://www.econbiz.de/10005847086
This paper proposes bonus-malus systems for fleets of vehicles, by using the individual characteristics of both the … vehicles and the carriers. Bonus-malus coefficients are computed from the history of claims or from the history of safety …
Persistent link: https://www.econbiz.de/10005847092
We apply Lemaire's algorithm and a non-parametric mixed Poisson fit to a motor insurance portfolio in order to find the true claim frequency and claim amount distributions...
Persistent link: https://www.econbiz.de/10005847112
For the construction of bonus-malus systems, we propose to show how to apply, thanks to simple mathematics, a …
Persistent link: https://www.econbiz.de/10005847172