In the traditional banking model, loans play a dominant role in banks’ operations. Loan portfolio quality is the main generator of banks’ results. In the periods of best results, as well as in times of worst performance of banks’ operations, the reasons for success or failure have been...

In this paper, a method was proposed for pricing NPL portfolios, which is currently a crucial point in the portfolio transactions between the banks and NPL servicers. The method was based on a simple mathematical model which simulated the collection process of the NPL portfolios considering the...

The subject of this paper is the contemporary trend in residential real estate markets in European countries and their impact on the quality of banks' housing loan portfolios. Due to the fact that these are the markets that still have not fully recovered from the previous financial crisis, and...