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We examine household saving in the context of a prescriptive model. Using Survey of Consumer Finances data sets in the …
Persistent link: https://www.econbiz.de/10014209816
become more aware of retirement saving as an important goal. We used data from the 2010 and 2013 Survey of Consumer Finances …
Persistent link: https://www.econbiz.de/10012898673
worth household characteristics are examined using data from the 1992, 1995, 1998, 2001, 2004, and 2007 Survey of Consumer … Finances. Logit Analysis showed households in survey years 1995 and 2001 are less likely to have negative worth compared to the … most recent 2007 survey while young, educated households are also more likely to have negative net worth …
Persistent link: https://www.econbiz.de/10013103371
Many researchers have examined the influence of the Survey of Consumer Finances (SCF) planning horizon variable on …
Persistent link: https://www.econbiz.de/10013100286
Analyses of the 2016 Survey of Consumer Finances (SCF) dataset found that 33% of households had comprehensive financial …
Persistent link: https://www.econbiz.de/10014236269
This study explored saving behavior among low-income households through the institutional theory of saving behavior by (1) determining asset differences between saving and non-saving households, (2) exploring factors related to saving behavior, and (3) identifying differences between two saving...
Persistent link: https://www.econbiz.de/10013097790
income and the economy, we create an optimism variable related to life expectancy. The 1995-2007 Survey of Consumer Finances …
Persistent link: https://www.econbiz.de/10013020420
1. This research examines the potential impact of the stock market crash of 2008-2009 on U.S. working households. The Great Recession caused financial problems for many households in terms of unemployment, business losses, and decreases in real estate values, but the broadly based decreases in...
Persistent link: https://www.econbiz.de/10012903701
Worker decisions on retirement account participation and their investment choices for retirement accounts play an important role in post-retirement income. The interaction between the decisions of husbands and wives was investigated by using a bivariate probit model with a spouse effect. There...
Persistent link: https://www.econbiz.de/10012899273
Hypothetical questions were used with 252 students at two universities to elicit values of relative risk aversion and of the elasticity of marginal utility with respect to consumption. Conceptually, the magnitude of these two utility function parameters are plausibly similar, but there was not a...
Persistent link: https://www.econbiz.de/10014134870