Underwriting individuals for LTC products requires a different approach from traditional life underwriting. Developing the dialogue between professions is vital. Being good for their age is not the same as standard rates. Frailty is a useful concept to held identify those at risk...

Where are we?; Driving Forces; Modelling the Impacts; Conclusions and policy implications...

Demographic information about Poland: aging of population, disability rates; Long term care services: Types of services, trends in use of LTC...

Fiscal / financial sustainability of LTC systems; Quality of LTC services, home care arrangements; Encouraging informal care and formal LTC jobs...

Slovenia does not have a uniformly organised system of long-term care for eldery, chronically ill, disabled and other persons who need help in performing ADL and IADL...

In the majority of the post-communist countries, the necessary preconditions of a Long-term Care Insurance system are simply not there...

Age wave is coming into the CR very soon. It will lead (along with other things) to huge change in health - social services structure. This challenge will require radical rechaping of public funding of health and social services. HalthRefom.cz proposed substancial messure: public sponsored...

Description of reverse mortgages; benefits to planholders; pitfalls for planholders; benefits/risks to providers; uses for long term care...